How to Apply for a PAN Card Online: Documents, Fees, Instant e-PAN and Corrections

The Permanent Account Number, or PAN, is a ten-character identifier issued by the Income Tax Department. You need it to file returns, open bank and demat accounts, make large transactions and avoid higher TDS. Getting one is easy and, for most people with an Aadhaar number linked to a mobile, takes only minutes.

What a PAN looks like

A PAN has five letters, four digits and one letter, for example ABCDE1234F. The fourth character shows the type of holder (P for an individual, C for a company, F for a firm and so on) and the fifth is usually the first letter of the surname. You can check the format with the PAN validator, which only checks the pattern and cannot confirm the number is real or active.

Option 1: Instant e-PAN with Aadhaar (free)

If you do not have a PAN, have an Aadhaar number and your Aadhaar is linked to an active mobile number, you can get an instant e-PAN from the income tax e-filing portal at no charge.

1. On the official e-filing website, choose "Instant e-PAN" under quick links.
2. Enter your Aadhaar number and confirm.
3. Verify with the OTP sent to the Aadhaar-linked mobile.
4. Check the details fetched from Aadhaar and submit.
5. You receive an acknowledgement, and the e-PAN is issued within a short time as a PDF. You can download it from the same section, and it is valid as a PAN.

Option 2: Apply through NSDL or UTIITSL

For a physical card or if the instant option is not available, apply using Form 49A (Indian citizens) or Form 49AA (foreign citizens and entities) through the authorised agencies NSDL or UTIITSL.

1. Choose the application type: new PAN for an Indian citizen.
2. Fill in personal details exactly as they appear on your proof of identity, including name, date of birth and address.
3. Upload documents and pay the fee. For an application with a card delivered within India the fee is roughly ₹100 to ₹110 including GST at the time of writing, and higher if the card is delivered abroad. Check the current fee on the portal.
4. Complete eKYC with Aadhaar or e-sign, or send the signed acknowledgement with documents by post as directed.
5. Track the application with your acknowledgement number.

Documents

Your name must match your documents. A mismatch in spelling, initials or date of birth is the most common reason for delays and rejections.

Tracking and receiving your PAN

After you submit, the application is processed and the PAN is allotted, usually within about 15 working days, with the physical card sent by post and an e-PAN emailed in many cases. You can check status on the NSDL or UTIITSL websites with your acknowledgement number and date of birth.

Corrections and reprints

To change your name, date of birth, address or photo, use the "Changes or correction in existing PAN data" option on the same agency websites, upload supporting documents and pay the fee. If you lose your card, you can download an e-PAN or request a reprint. A PAN stays the same for life and does not change when you move.

Link PAN with Aadhaar

PAN must be linked to Aadhaar. A PAN that is not linked can be treated as inoperative, which means you may not be able to file returns or claim refunds, and TDS may be deducted at higher rates. Linking is done on the e-filing portal, with a fee payable if you are linking after the notified deadline. Check the status using the "Link Aadhaar status" option.

Common mistakes

• Having more than one PAN, which is illegal and can attract a penalty. If you have two, surrender the extra one.
• Using someone else's mobile number for OTP, which causes problems with later correspondence.
• Sharing PAN details on unofficial websites. Use only the government portals or authorised agencies.
• Believing offers of PAN for a high fee through agents.

Procedures and fees are revised from time to time, so verify them on the official income tax and agency websites before you start. Once you have your PAN, see our income tax calculator to plan your return.

Frequently asked questions

How can I get a PAN card instantly?

Through the instant e-PAN service on the income tax portal, using Aadhaar and the OTP sent to your linked mobile. It is free.

How much does a PAN card cost?

The physical card application through NSDL or UTIITSL costs roughly ₹100 to ₹110 within India at present. Check the current fee.

How long does it take?

The instant e-PAN comes within minutes to hours. A regular application usually takes about 15 working days.

Is PAN-Aadhaar linking compulsory?

Yes. An unlinked PAN can become inoperative.

Can I have two PANs?

No. Holding more than one is illegal. Surrender the additional one.

Can I change details on my PAN?

Yes, through the correction facility, with supporting documents and a fee.

Last reviewed 8 November 2026. Rates, limits and rules change, so confirm figures with the official source before you act.