Finance Calculators — 128 Free Online Tools

128 tools in Finance Calculators

All free. No signup. Runs in your browser.

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7th Pay Commission Salary Calculator 2026

Calculate central government employee salary as per 7th Pay Commission pay matrix. Enter pay level and basic pay to get gross salary with all…

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Advance Tax Calculator

Calculate advance tax instalments due dates and amounts for self-employed, freelancers, and companies in India.

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Amortization Schedule Calculator - Loan Payment Breakdown

Generate complete amortization schedule showing monthly payment, principal, interest, and balance. Download as CSV.

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Break-Even Calculator

Calculate your break-even point in units and revenue. Essential for business planning.

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Break-Even Calculator - Find Your Break-Even Point

Calculate break-even point in units and revenue. Understand fixed costs, variable costs, contribution margin, and profit at any sales volume.

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Budget Calculator — 50/30/20 Rule

Calculate your ideal budget using the 50/30/20 rule. Enter your income and see exactly how to allocate your money for needs, wants, and savings.

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Business Name Generator

Generate creative business name ideas based on keywords. Get catchy, memorable names for startups, shops, and brands.

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Business Plan Template Generator

Generate a structured business plan outline for your startup or small business. Free business plan template for India.

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CAGR Calculator - Compound Annual Growth Rate

Calculate CAGR (Compound Annual Growth Rate) to measure investment performance. Find beginning value, ending value, or number of years from any two…

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Compound Interest Calculator

Calculate compound interest growth with monthly contributions. See your money grow over time.

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Compound Interest Calculator

Calculate compound interest with monthly or annual compounding. See how investments grow over time.

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Crypto ROI Calculator - Bitcoin Ethereum Investment Returns

Calculate cryptocurrency investment returns, ROI, and profit/loss. Compare buying Bitcoin, Ethereum, or any crypto.

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CTC / Salary Calculator

Convert CTC (Cost to Company) to in-hand salary in India. Calculate HRA, PF, professional tax, income tax deductions and net take-home pay.

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CTC to In-Hand Salary Calculator

Convert CTC to in-hand monthly take-home salary. Includes PF, professional tax, HRA, standard deduction & income tax for FY 2026-27.

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Currency Converter

Convert between major world currencies with up-to-date exchange rate guidance. INR, USD, EUR, GBP, AED and more.

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Currency Converter — INR, USD, EUR and More

Convert between Indian Rupee and world currencies. Get indicative exchange rates for INR, USD, EUR, GBP, AED, SGD and more.

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Debt Payoff Calculator

Compare debt avalanche vs debt snowball strategies. See exactly when you'll be debt-free and how much interest you'll save.

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Discount & Sale Price Calculator

Calculate discount amount, sale price, and savings percentage quickly. Perfect for shopping deals.

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Dividend Yield Calculator - Stock Dividend Returns

Calculate dividend yield, annual income, and total return on dividend stocks. Compare dividend yields and estimate income from your stock portfolio.

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Electricity Bill Calculator India

Calculate your monthly electricity bill based on unit consumption and state tariff. Check appliance-wise usage.

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Electricity Bill Estimator India - Calculate Power Usage

Estimate your monthly electricity bill by adding appliances and their usage. Calculate units (kWh) consumed and total cost based on your state tariff…

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Electricity Savings Calculator

Calculate how much you can save on electricity by replacing old appliances or reducing usage.

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Electricity Unit (kWh) Calculator

Calculate your electricity consumption in units (kWh) and estimate your bill based on appliance usage.

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EMI Calculator India

Calculate EMI for home loan, car loan, personal loan. Get monthly EMI, total interest, and amortization schedule.

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EMI vs Rent Calculator

Decide whether to buy or rent. Compare the true cost of home loan EMI vs renting.

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EPF Calculator India - Employee Provident Fund

Calculate your EPF (Employee Provident Fund) corpus, monthly contributions, and maturity amount with interest compounding for retirement planning in…

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EPF Calculator — Employee Provident Fund

Calculate your EPF corpus at retirement. See monthly contributions, employer match, interest earned, and maturity amount.

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Expense Tracker

Track daily expenses online. Categorize spending, view totals by category, and understand where your money goes.

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FD Calculator - Fixed Deposit Calculator

Calculate Fixed Deposit maturity amount and interest earned for any bank, tenure, and interest rate.

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FD Calculator India - Fixed Deposit Maturity & Returns

Calculate Fixed Deposit maturity amount, interest earned, and effective yield for different compounding frequencies. Compare FD rates across tenures.

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Food Cost Calculator for Recipes

Calculate the exact cost of any recipe per serving. Perfect for home cooks, tiffin services, and food businesses.

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Free Invoice Generator India

Create professional invoices with GST in seconds. Download as printable HTML. Add your business logo, GSTIN, and billing details.

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Freelancer Tax Calculator India — Section 44ADA (Presumptive Taxation)

Calculate income tax for freelancers under Section 44ADA presumptive scheme. Compare with normal scheme. Advance tax instalments for FY 2026-27.

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Fuel Cost Calculator

Calculate fuel cost for your journey based on distance, fuel efficiency, and fuel price.

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Future Value Calculator

Calculate the future value of an investment with compound interest. Free online FV calculator for savings, stocks, and investments.

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Gratuity Calculator India

Calculate gratuity amount as per Payment of Gratuity Act 1972. Find your gratuity eligibility and payout.

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Gratuity Calculator India

Calculate gratuity amount as per Payment of Gratuity Act 1972. Compute gratuity for private and government employees.

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GST Calculator India

Calculate GST at the current 0%, 5%, 18% and 40% slabs (GST 2.0, effective 22 September 2025). Find price with GST and without GST instantly.

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GST Late Fee Calculator

Calculate GST return late filing fees and interest for GSTR-1, GSTR-3B, and other returns.

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GST Number Validator India

Validate GSTIN (GST Identification Number) format online. Decode GST number and identify state code.

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Home Loan (Mortgage) Calculator

Calculate your home loan EMI, total interest, and amortization schedule in India.

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HRA Exemption Calculator

Calculate HRA exemption under Section 10(13A). Find how much HRA is tax-exempt based on your salary and rent paid.

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HRA Exemption Calculator

Calculate your House Rent Allowance (HRA) tax exemption under Section 10(13A) of the Indian Income Tax Act. Save maximum tax.

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HRA Exemption Calculator India

Calculate HRA (House Rent Allowance) exemption for income tax in India. Know your tax-free HRA under Section 10(13A).

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IFSC Code Finder & Bank Details

Look up IFSC code details to find bank name, branch, and address for fund transfers in India.

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Income Tax Calculator India

Calculate your income tax liability for FY 2026-27 under old and new tax regime. Get slab-wise breakdown instantly.

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Income Tax Return Filing Checklist India

Complete checklist for filing income tax return in India. Know what documents you need for ITR filing.

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Income Tax Slab Comparison 2026-27

Compare income tax under old and new tax regime for AY 2027-28. Find out which regime is better for you.

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Inflation Calculator

Calculate the purchasing power of money over time. See how much \$1000 today was worth in the past.

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Interest Calculator

Calculate simple and compound interest. Compare both side-by-side with full breakdowns.

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Interest Rate Converter - APR to Monthly, Daily Rates

Convert annual interest rate to monthly, daily, quarterly, and effective annual rates. EAR vs APR explained.

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Investment Returns Calculator

Compare returns from different investment options: FD, Mutual Fund, Stocks, Gold, and Real Estate.

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Invoice Maker

Create professional invoices online instantly. Add items, tax, and download as printable HTML.

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Invoice Number Generator

Generate sequential invoice numbers for your business. Create invoice number formats with prefix, year, and sequence.

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Invoice Total Calculator - Calculate Tax, Discount & Total

Calculate invoice totals with line items, tax rates, and discounts. Add multiple items with quantities and unit prices.

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Lease & Rent Calculator

Calculate monthly lease payments, total rent over tenure, and compare lease vs buy scenarios.

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Lease vs Rent Calculator - Buy or Rent Decision Tool

Compare buying vs renting a property in India. Calculate total cost of ownership, rental savings, opportunity cost, and break-even period to make the…

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Loan Affordability Calculator

Find out how much home or personal loan you can afford based on income, existing EMIs and bank eligibility criteria. Instant results.

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Loan Against Property Calculator

Calculate EMI, interest, and eligibility for loan against property (LAP). Compare rates and find your maximum loan amount.

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Loan Amortization Schedule

Generate a complete loan amortization table showing monthly breakdown of principal and interest.

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Loan Amortization Schedule

Generate a full loan amortization schedule. See monthly payments, interest paid, and remaining balance for any loan.

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Loan Calculator

Calculate monthly loan payments, total interest, and amortization schedule for any loan.

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Loan Comparison Calculator

Compare multiple loans side by side. Find the cheapest loan by total interest and EMI.

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Loan Comparison Calculator — Compare Multiple Loans

Compare 3 loan offers side by side. Calculate and compare total interest, EMI and cost of borrowing for home loan, car loan or personal loan.

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Loan Eligibility Calculator

Check how much home loan or personal loan you are eligible for based on your salary and expenses.

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Loan EMI Amortization Table

Get a full month-by-month EMI breakdown with principal, interest, and balance for any loan.

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Loan EMI Prepayment Calculator

Calculate savings from loan prepayment. See how extra payments reduce your loan tenure and total interest.

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Loan Payoff Calculator

Calculate how long to pay off your loan and how extra payments save interest.

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Loan Prepayment Calculator - Save Interest & Reduce Tenure

Calculate savings from home loan prepayment. Find how much interest you save and how many months your loan tenure reduces with lump sum or regular…

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Markup vs Margin Calculator — Cost Price to Selling Price

Calculate markup percentage, profit margin, selling price, and cost price. Understand the difference between markup and margin with formulas.

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Meeting Cost Calculator - Real Cost of Your Meetings

Calculate the true cost of business meetings based on attendee salaries and meeting duration. See how much each meeting costs your organization in…

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Monthly Budget Planner

Plan your monthly budget with income and expense categories. See savings rate instantly.

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Mortgage Affordability Calculator

Calculate how much house you can afford based on your income, debts and down payment.

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Mutual Fund Returns Calculator — XIRR & CAGR Calculator

Calculate your mutual fund returns: CAGR for lump sum, XIRR for SIP investments. Enter NAV and investment amount to find returns.

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Mutual Fund SIP Calculator

Calculate SIP returns and future value for mutual fund investments with step-up option.

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Net Present Value (NPV) Calculator

Calculate NPV of investment cash flows. Determine if a project creates value at a given discount rate.

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Net Salary Calculator - Take Home Pay After Tax

Calculate your net take-home salary after income tax, EPF, professional tax deductions. Supports India, UK, and US.

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Net Worth Calculator

Calculate your total net worth by adding assets and subtracting liabilities. Personal finance health check.

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NPS Calculator - National Pension System

Calculate NPS corpus and monthly pension at retirement. Plan your retirement with National Pension System.

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Online Price Comparison Guide

Learn how to compare product prices across Flipkart, Amazon, and other Indian e-commerce sites. Save money on every purchase.

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PAN Card Validator & Details Extractor

Validate your PAN card number, check format, and extract hidden information like taxpayer type, state of issue, and name initial encoded in the PAN.

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PAN Card Validator India

Validate Indian PAN card number format. Check if a PAN number is structurally valid and decode its meaning.

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PPF Calculator - Public Provident Fund

Calculate PPF maturity amount, year-wise growth, and total interest earned over 15 years with current PPF interest rate.

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PPF Calculator India - Public Provident Fund Returns

Calculate your PPF maturity amount, yearly interest, and total returns over 15 years (and extensions) with current 7.1% interest rate.

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Professional Tax Calculator India

Calculate professional tax liability for employees and self-employed professionals across Indian states.

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Profit Margin Calculator

Calculate gross profit margin, net margin, markup percentage, and revenue from cost and selling price.

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Profit Margin Calculator

Calculate gross profit margin, net profit margin, and markup percentage. Find selling price from cost and desired margin.

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RD Calculator - Recurring Deposit Maturity Amount

Calculate recurring deposit maturity amount and interest earned. Compare RD returns across different banks and tenures.

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Rent Receipt Generator - Free Printable Rent Receipt

Generate printable rent receipts for HRA tax claims. Fill landlord and tenant details, download or print as PDF.

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Rent vs Buy Calculator India

Should you rent or buy a home? Compare total cost of renting vs buying over any time period in India.

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Retirement Calculator India

Calculate how much you need to retire comfortably. Plan your retirement corpus with inflation adjustment.

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Retirement Savings Calculator

Calculate how much you need to save for retirement and whether you are on track.

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ROI Calculator — Return on Investment

Calculate return on investment (ROI), net profit, and annual ROI. Works for business investments, marketing campaigns, and stocks.

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Salary Calculator (India)

Calculate monthly take-home salary from CTC. Includes PF, professional tax, HRA, and standard deduction.

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Salary Hike Calculator

Calculate your new salary after a hike percentage. Compare old and new CTC with monthly and annual breakup.

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Salary to Hourly Calculator

Convert annual salary to hourly rate, daily pay, weekly and monthly earnings. Works in reverse too.

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Salary to Hourly Calculator

Convert annual salary to hourly rate instantly. Also converts hourly to annual, daily, weekly, and monthly pay.

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Sales Tax Calculator

Calculate sales tax for any US state or custom rate. Find the total price including tax and the tax amount separately.

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Savings Goal Calculator - Time to Reach Financial Goal

Calculate how long to save for a goal, required monthly savings, or final amount. Includes interest earned on savings.

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Savings Rate Calculator

Calculate your personal savings rate and see how it affects your path to financial independence. Track monthly and annual savings.

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Section 80D Tax Benefit Calculator — Health Insurance Deduction

Calculate tax savings on health insurance premium under Section 80D. Includes self, family, and senior citizen parent premiums.

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Simple EMI Calculator - Monthly Installment for Any Loan

Calculate EMI for any loan instantly — home, car, personal, or education. Get monthly installment, total interest, amortization schedule, and…

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Simple Interest Calculator

Calculate simple interest, total amount and interest earned. Formula: SI = P × R × T / 100.

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SIP Calculator

Calculate returns on your SIP (Systematic Investment Plan) investments. Find corpus, wealth gained, and total invested amount.

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SIP Step-Up Calculator - Increase SIP Yearly for Higher Returns

Calculate SIP returns with annual step-up (increase). See how increasing your SIP amount each year grows your wealth faster.

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Solar Panel Savings Calculator India - ROI & Payback

Calculate solar panel savings, ROI, payback period, and CO2 reduction for your home or business in India. Estimate system size, cost, and monthly…

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Stamp Duty Calculator India

Calculate stamp duty and registration charges for property purchase in India across major states.

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Step-Up SIP Calculator

Calculate returns on Step-Up SIP where you increase your monthly investment by a fixed percentage each year. See how annual SIP top-up dramatically…

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Stock Average Calculator

Calculate the average cost of your stock holdings across multiple purchases.

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Stock Return Calculator

Calculate returns from buying and selling stocks. Compute profit/loss, percentage return, and annualized CAGR on any stock investment.

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Sukanya Samriddhi Yojana Calculator

Calculate SSY maturity amount for your daughter. Plan savings for girl child education and marriage under Sukanya Samriddhi Yojana.

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Tax Bracket Calculator

Calculate US federal income tax and your effective tax rate. 2026, 2025 and 2024 federal tax brackets for single filers and married couples.

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Tax Savings Calculator

Calculate how much tax you save by investing in 80C, 80D, HRA and other deductions under old/new regime.

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TDS Calculator India

Calculate TDS (Tax Deducted at Source) on salary, interest, rent, professional fees and other payments as per Income Tax Act.

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TDS Calculator India 2026-27

Calculate TDS (Tax Deducted at Source) for salary, rent, professional fees, interest, contractor payments and more. All sections covered.

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Tip & Bill Splitter

Split restaurant bills fairly. Calculate tips, divide by people, and see each person's share instantly.

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Tip & Bill Splitter

Calculate tip amount and split the bill evenly among friends. Perfect for restaurants.

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Tip Calculator

Calculate tip amount, split bills between friends, and find per-person costs. Perfect for restaurants and group dining.

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Tip Calculator - Split Bill with Multiple People

Calculate tip amount and split the bill among multiple people. Choose tip percentage by service quality and handle unequal splits.

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Travel Budget Planner

Plan your travel budget with categories for flights, hotels, food, and activities. Calculate total trip cost and daily average.

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Unit Price Calculator

Compare unit prices of products to find the best value for money. Compare price per kg, litre, or unit.

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Unit Price Comparator - Find Best Value Per Unit

Compare prices per unit, per kg, or per litre. Find the cheapest option when buying in bulk vs standard sizes.

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UPI ID Validator & Format Checker

Validate and check the format of any UPI ID (VPA). Verify structure before payment.

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VAT Calculator

Add or remove VAT from any price. Calculate VAT amount for different countries and rates.

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Vehicle Fuel Cost Calculator India

Calculate monthly and annual fuel cost for your car or bike. Compare petrol, diesel, and CNG costs.

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Vehicle Loan Calculator

Calculate EMI for car or bike loans in India. Get monthly payment, total interest, and repayment schedule.

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Water Bill Calculator India

Estimate your monthly water bill based on usage, connection type, and your city tariff slab. Supports Delhi, Mumbai, and general India rates.

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XIRR Calculator

Calculate XIRR for SIP investments, FDs, real estate or any portfolio with irregular cash flows. The correct return metric for multiple investments…

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About Finance Calculators

Money decisions are easier when you can see the numbers. These calculators cover loans and EMIs, SIP and lump-sum investing, fixed deposits, PPF, EPF and NPS, income tax, GST, TDS, salary and take-home pay, plus business maths like margins, break-even and invoices.

Most tools use Indian rules and the rupee by default, with international options such as sales tax and VAT where they matter. Every page explains its formula, shows a worked example and lists the assumptions, so you can check the result against your bank statement or tax return. Treat results as estimates and confirm figures with your lender, employer or a tax professional before acting.

AMTools is built and maintained by HelloMarketing.in. Every tool is free to use with no account or payment required. See our disclaimer and privacy policy.

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